credit portfolio management/analytics officer in Kuala Lumpur

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job details

posted
location
kuala lumpur, wilayah persekutuan
specialism
banking & financial services
job type
permanent
reference number
91M0123901_1532686370
contact
mohd faez abdul rahim, randstad
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job description

About the Company

My client is one of the leading foreign banking groups in Malaysia by market capitalization and comprises of few subsidiaries. We are currently looking for motivated, agile and ambitious individuals to join us in building a first-class team to deliver excellence within a dynamic and results-oriented environment. We look for energy, deep passion and an unwavering drive to excel. We believe in diversity and creativity

About the Role

You will be responsible for providing guidance to business when it comes to advising and interpreting policies and controls related to Credit Policy. The employer is looking for a Credit Professional, mainly focused or specialized on Credit Policy Analyst. You will be reporting straight to the HOD

Duties

- You will be developing and producing retail portfolio MIS. In addition in the maintenance of strategies designed to meet portfolio goals, designing score cut-offs, credit line management and the execution of routines to monitor a full spectrum of process and performance MIS

- You will be working closely with the Credit Policy, Business/Products, Finance, Risk Management and Operations function to develop and deploy logic for managing credit policy and strategy for both PFS Secured and Unsecured business

- You will be developing, testing, and optimizing credit policy/strategies including full accountability for implementation of those policies and process

- You will apply an excellent working knowledge of consumer risk analytics which include scoring and segmentation techniques and their use

- You will be tracking and reporting of initiatives and reporting performance results, emerging trends and opportunities to senior management on a timely basis

- You will be developing and maintaining the data infrastructure to support initiatives

Skills & Experience

- Strong business and data analytics skills with proven track record of complex processes and data analyses/deliverables

- Ability to manage multiple priorities and dealing effectively with demanding business partners

- About 3-5 years of experience with credit policy analytics and development, preferably on unsecured portfolios and experience in using and maintaining Decison Engines

- Bachelor Degree in Banking, Finance, Quantitative disciplines or business. Masters is an added advantage

- Extensive knowledge of SAS programming including macro and SQL

Culture And Benefits

- People enjoy working in this business because the company practise a vibrant & energetic office culture
- The company supports a fun yet balanced working environment
- The company is a fair work-life balance which give our employee an oppurtunities for enhanced learning and our core business activities is improving others' lives through our work and services
- Have a creative and innovative corporate culture that help our employees thrive - we work hard and play hard!

How to Apply

To apply online, please click on the appropriate link. Alternatively, please contact Faez Rahim at faez.rahim@randstad.com.my or call at 03-2036 7560 quoting Ref No.91M0123901