head, credit policy analyst in Kuala Lumpur

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job details

kuala lumpur, wilayah persekutuan
banking & financial services
job type
reference number
mohd faez abdul rahim, randstad
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job description

About the Role

You will be responsible for providing guidance to business when it comes to advising and interpreting policies and controls related to Credit Policy. The employer is looking for a Credit Professional, mainly focused or specialized on Credit Policy Analyst. You will be reporting straight to the HOD


- You will be accountable for review, development, and maintenance of portfolio analytics and MIS designed to meet portfolio goals, review score cut-offs, credit line management and the monitoring of portfolio performance MIS

- You will be working closely with the Credit Policy, Business/Products, Finance, Risk Management and Operations function to develop and deploy logic for managing credit policy and strategy for both PFS Secured and Unsecured business

- You will be developing, testing, and optimizing credit policy and portfolio analytics

- You will be managing risk levels for the entire credit spectrum across multiple products consistent with program financial objectives

- You will be tracking and reporting of initiatives and reporting performance results, emerging trends and opportunities to senior management on a timely basis

- You will be supporting ad-hoc risk policy review/analysis and projects as required

Skills & Experience

- Good business acumen and strong analytics skills with proven track record of complex processes and data analyses/deliverables

- Ability to manage multiple priorities and dealing effectively with demanding business partners

- More than 5 years of experience with credit policy analytics and development, preferably on unsecured portfolios and experience in using and maintaining Decison Engines

- Bachelor Degree in Banking, Finance, Quantitative disciplines or business. Masters is an added advantage

- Extensive knowledge of SAS programming including macro and SQL

Culture And Benefits

- People enjoy working in this business because the company practise a vibrant & energetic office culture

- The company supports a fun yet balanced working environment

- The company is a fair work-life balance which give our employee an oppurtunities for enhanced learning and our core business activities is improving others' lives through our work and services

- Have a creative and innovative corporate culture that help our employees thrive - we work hard and play hard!

How to Apply

To apply online, please click on the appropriate link. Alternatively, please contact Faez Rahim at faez.rahim@randstad.com.my or call at 03-2036 7560 quoting Ref No.91M0123899