fractional CTO

Role Title: Fractional CTO | FinTech Developer & High-Security Software Architect

Location: Malaysia

Experience: 15+ years in digital banking, payment gateways, and highly regulated tech environments.

Core Competencies: Bank Negara Malaysia (BNM) tech compliance, microservices, data security, digital wallet architecture.

Why This Candidate:

• Regulatory Compliance: Designed and deployed the core infrastructure for an e-wallet platform that secured local regulatory approval on the first submission.
• Tech Stack Modernization: Migrated a monolithic legacy application to a secure cloud-native microservices architecture, reducing system downtime to near-zero.

Role Title: Fractional CTO | Cloud-Native Scaling & Enterprise GenAI Strategy

Location: Malaysia

Experience: 20+ years in Software Engineering and Enterprise Architecture.

Core Competencies: AWS/Azure cloud optimisation, technical debt audits, artificial intelligence (AI/ML) integration, tech stack optimisation.

Why This Candidate:

• Cloud Cost Optimization: Audited and restructured cloud infrastructure for a regional retail group, cutting monthly hosting bills by 45%.
• AI Implementation: Spearheaded an internal GenAI customer service tool that automated 60% of tier-1 support tickets, slashing response times.

Role Title: Fractional CTO | B2B SaaS Scale-Up & Data Governance Specialist

Location: Malaysia

Experience: 14+ years building and scaling B2B SaaS platforms.

Core Competencies: Agile development, remote engineering team management, PDPA/GDPR compliance, IP creation.

Why This Candidate:

• Team Velocity: Rebuilt an underperforming engineering department, implementing Agile methodologies that improved feature delivery speed by 60%.
• IP Creation: Oversaw the technical development of a proprietary data analytics engine, creating significant intellectual property ahead of corporate acquisition.